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SAMPLE CEASE AND DESIST LETTER


John Doe
4900 Doss Rd.
Austin, TX 78734

January 1st, 2005

Attn: Mr. Smith

Sherman Acquisition
1000 Credit Blvd.
New York, NY 12115

RE: Mastercard account #5419 1254 5778 9101

Dear Mr. Smith:

Greetings!
You are hereby notified under provisions of Public Laws 95-109 and 99361, also known as the Fair Debt Collection Practice Act, that your services are no longer desired.

1.) You and your organization must CEASE AND DESIST all attempts to collect the above debt. Failure to comply with this law will result in my immediately filing a complaint with the Federal Trade Commission and the state's Attorney General's office. I will pursue all criminal and civil claims against you and your company.
2.) Let this letter also serve as your warning that I may utilize telephone-recording devices in order to document any telephone conversations that we may have in the future.
3.) Furthermore, if any negative information is placed on my credit bureau reports by your agency after receipt of this notice, this will cause me to file suit against you and your organization, both personally and corporately, to seek any and all legal remedies available to me by law

Since it is my policy neither to recognize nor deal with collection agencies, I intend to settle this account with the original creditor.

Sincerely,


John Doe
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